Redlining

**Redlining**

Redlining refers to the discriminatory practice where services (such as banking, insurance, and access to housing) are systematically denied or limited to residents of certain areas, often based on racial or ethnic composition. Historically, redlining involved marking neighborhoods with red ink on maps to indicate areas deemed “high risk” for investment, leading to long-lasting economic and social disparities. This term is commonly discussed in contexts related to urban development, social justice, housing policy, and systemic inequality.