redlining process

**redlining process**

The redlining process refers to the historically discriminatory practice where banks, insurers, and other financial institutions outline areas-often predominantly minority neighborhoods-with a “red line” on maps to deny or limit services such as loans, mortgages, and insurance. This systemic exclusion contributed to economic disparities and segregation in housing and community development. Understanding the redlining process is crucial for recognizing its lasting impact on urban planning, wealth distribution, and social equity in the United States.