Double indemnity

**Double indemnity** refers to a clause in an insurance policy that provides for the payment of twice the face amount of the policy in the event of accidental death. Often associated with life insurance, this provision offers additional financial protection to beneficiaries if the insured’s death results from an accident rather than natural causes. The term is also famously known from the classic film noir “Double Indemnity,” which centers around themes of insurance fraud and suspense.