Credit report

A **Credit report** is a detailed summary of an individual’s credit history, including information on their borrowing and repayment behavior. It typically includes data such as credit accounts, payment history, outstanding debts, and any public records related to credit. Credit reports are used by lenders, landlords, and financial institutions to assess creditworthiness and make informed decisions regarding loans, rentals, and other financial agreements. Understanding your credit report can help you maintain a healthy credit score and improve your financial opportunities.