cheque crossing

**Cheque Crossing**

Cheque crossing is a security feature used in banking to ensure that a cheque can only be deposited directly into a bank account, minimizing the risk of fraud or theft. When a cheque is crossed, two parallel lines are drawn either across the top left corner or diagonally across the cheque, often accompanied by the words “Account Payee Only” or similar instructions. This means the cheque cannot be encashed over the counter but must be deposited into the payee’s bank account. Understanding cheque crossing is essential for both payers and payees to secure their financial transactions and avoid unauthorized use of cheques.